Countries do business differently. Some better than others. In my experience, there’s a range of cultural differences that are important to think about when doing business in a different country. It’s fascinating to me how an interaction based on one premise goes…
Where are the banks in fintech? I came across an article by McKinsey today which outlines how a bank can move towards digitizing lending. Lending is a cornerstone of banking, and it forms one of the more important parts of…
I’m a big fan of fintech. It’s awesome. It’s where I hope to spend my career. There’s innovation occurring across the sector, from different stores of value to entirely new means of exchange. I’ve focused the better half of the last…
This model is pretty freaking cool. I think about it in terms of blockers at the partnership I manage. If I do everything right with the organization, but there’s one powerful person who doesn’t support the project, all the work…
Account penetration in Africa is growing thanks to mobile money. The percentage of account penetration in Africa is now led by Kenya, which is in front of a BRIC country- South Africa – mostly due to the success of M-Pesa and…
I am working in Accra, Ghana right now, and will be here for 5 days. JUMO works with MTN Ghana on a financial services product called QWIKLOAN, which is in my opinion one of the greatest mobile money products ever…
Travel is not a mental model, but the results and experiences one receives through travel are often invaluable. I’ve lived most of my life as an expat now, and I still make it a point every year to travel somewhere…
This Friday I want to keep it light and write about something fun. I love reading Sci-Fi. Recently I’ve been caught up in work too much, and not had time to read. However, I’ve picked up the book The Book of…
There’s an African proverb that goes “When two elephants fight, it’s the grass that dies.” The saying is applicable to wars, policy, labour, and a multitude of other scenarios. I hadn’t heard of it before this week when a twitter…
Analysts and fund managers around the world make good money predicting the future. They use numerous different strategies and models, some quantitative, some qualitative, some based on comparison, others not. The list goes on. Today I’m focusing on understanding the…
Data costs in some parts of Africa are cheaper than you could imagine. In East Africa, particularly, where I lived for five years, the drop in internet pricing has created opportunities for multiple businesses and millions of people. Nairobi is…
Lately I’ve considered what it is I want in my career. The answer is getting to a technical role. That means either in product or engineering. Right now, I’ve been in a fantastic sales/management role for the past three years. …